Author: Kennedy Mudzuli

The Eastern Cape High Court’s recent ruling in the case of Mbuyiseli Ngqeleni v Outsurance Insurance Company Limited has set a significant precedent in insurance law. The dispute centred around an insurance claim filed by Ngqeleni, whose property suffered damage due to a wall collapse. The court found that the incident qualified as an insured event under the terms of the policy, which had been active since 5 August 2021. This conclusion was drawn from the acknowledgment that the damage stemmed from defective and poor workmanship that predates Ngqeleni’s ownership of the property. It was agreed that the wall’s collapse…